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MCC Code
3437

MCC 3437: CITE RENT-A-CAR — Credit Card Bonus Rates

Also classified as:
Visa: “CITE RENT-A-CAR”
MC: “CITE RENT-A-CAR”
Quick Answer

MCC 3437 covers CITE RENT-A-CAR merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Real-World Examples: MCC 3437 Merchants

Hertz, Enterprise, and Avis are examples of car rental companies using MCC 3437. Purchases like daily rentals or long-term leases fall under this code.

When you swipe your credit card at any of these merchants, the transaction posts as MCC 3437 (cite rent-a-car). Your card issuer uses this code to determine whether airline category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.

MCC 3437 vs Similar Codes

Common Confusion

Cardholders often think gas station purchases use MCC 3437, but it's actually for renting cars only.

This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3437? +

MCC 3437 stands for CITE RENT-A-CAR. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3437? +

Merchants classified under MCC 3437 (CITE RENT-A-CAR) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3437 merchants? +

MCC 3437 (CITE RENT-A-CAR) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3437 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3437 (CITE RENT-A-CAR). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3437? +

MCC 3437 is assigned to businesses providing cite rent-a-car services. While this is a less common merchant category, any purchase that posts with code 3437 will be classified as 'CITE RENT-A-CAR' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3437 and MCC 3000? +

MCC 3437 (CITE RENT-A-CAR) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3437 is used for cite rent-a-car businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Apr 2026 · Methodology · Advertiser Disclosure