MCC 3513 covers WESTIN HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Westin Hotels, Sheraton Hotels, and Hilton Hotels use MCC 3513. Purchases like room bookings and hotel services get coded here.
Cardholders often think restaurant meals at hotels fall under the same code, but they usually don't; dining expenses have their own category.
MCC 3513 stands for WESTIN HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3513 (WESTIN HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3513 (WESTIN HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3513 (WESTIN HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3513 is assigned to businesses providing westin hotels services. While this is a less common merchant category, any purchase that posts with code 3513 will be classified as 'WESTIN HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3513 (WESTIN HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3513 is used for westin hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.