MCC 3522 covers TOKYO HOTEL merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Hotels like the Park Hyatt Tokyo and the Conrad Tokyo use MCC 3522. This category codes for hotel stays, room service, and on-site spa services.
Cardholders often think purchases at a hotel's gift shop or restaurant will earn rewards under this code, but these are usually coded separately.
MCC 3522 stands for TOKYO HOTEL. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3522 (TOKYO HOTEL) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3522 (TOKYO HOTEL) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3522 (TOKYO HOTEL). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3522 is assigned to businesses providing tokyo hotel services. While this is a less common merchant category, any purchase that posts with code 3522 will be classified as 'TOKYO HOTEL' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3522 (TOKYO HOTEL) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3522 is used for tokyo hotel businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.