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MCC Code
3531

MCC 3531: ASTIR HOTELS — Credit Card Bonus Rates

Also classified as:
Visa: “ASTIR HOTELS”
MC: “ASTIR HOTELS”
Quick Answer

MCC 3531 covers ASTIR HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Hilton, Marriott, and InterContinental use MCC 3531 for hotel stays. Specific purchases include room rates and incidentals like resort fees.

Common Confusion

Cardholders often think dining charges at hotels fall under restaurant MCCs, but they're usually coded as ASTIR HOTELS.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3531? +

MCC 3531 stands for ASTIR HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3531? +

Merchants classified under MCC 3531 (ASTIR HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3531 merchants? +

MCC 3531 (ASTIR HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3531 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3531 (ASTIR HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3531? +

MCC 3531 is assigned to businesses providing astir hotels services. While this is a less common merchant category, any purchase that posts with code 3531 will be classified as 'ASTIR HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3531 and MCC 3000? +

MCC 3531 (ASTIR HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3531 is used for astir hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure