MCC 3534 covers SOUTHERN PACIFIC HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Hilton, Marriott, and Sheraton use MCC 3534 for hotel charges. Cardholders earn rewards on stays at these major chains.
Cardholders might be surprised to find restaurant meals or spa services from hotels don't always count as lodging rewards.
MCC 3534 stands for SOUTHERN PACIFIC HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3534 (SOUTHERN PACIFIC HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3534 (SOUTHERN PACIFIC HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3534 (SOUTHERN PACIFIC HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3534 is assigned to businesses providing southern pacific hotels services. While this is a less common merchant category, any purchase that posts with code 3534 will be classified as 'SOUTHERN PACIFIC HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3534 (SOUTHERN PACIFIC HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3534 is used for southern pacific hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.