MCC 3537 covers ANA HOTEL merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
ANA Hotels and Japan Airlines use MCC 3537. Purchases like hotel stays, flights booked through their sites, and travel packages are coded here.
Cardholders often think all airline purchases use the same code, but ANA Hotel transactions specifically go to 3537, not the general airline MCC.
MCC 3537 stands for ANA HOTEL. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3537 (ANA HOTEL) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3537 (ANA HOTEL) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3537 (ANA HOTEL). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3537 is assigned to businesses providing ana hotel services. While this is a less common merchant category, any purchase that posts with code 3537 will be classified as 'ANA HOTEL' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3537 (ANA HOTEL) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3537 is used for ana hotel businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.