MCC 3543 covers FOUR SEASONS HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Four Seasons Hotels, The Ritz-Carlton, and Waldorf Astoria are examples. Specific purchases include luxury hotel stays and high-end resort accommodations.
Cardholders often think any hotel stay qualifies but it's for premium hotels only. Budget chains or even standard chain hotels don't fit here.
MCC 3543 stands for FOUR SEASONS HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3543 (FOUR SEASONS HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3543 (FOUR SEASONS HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3543 (FOUR SEASONS HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3543 is assigned to businesses providing four seasons hotels services. While this is a less common merchant category, any purchase that posts with code 3543 will be classified as 'FOUR SEASONS HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3543 (FOUR SEASONS HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3543 is used for four seasons hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.