MCC 3581 covers DELTA HOTEL merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Delta Hotels by Marriott and Hilton Garden Inn often use MCC 3581. This code covers hotel stays, room service, and other on-site purchases like spa services.
Cardholders sometimes think meals at the hotel restaurant don't count as lodging expenses under this code, but they usually do.
MCC 3581 stands for DELTA HOTEL. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3581 (DELTA HOTEL) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3581 (DELTA HOTEL) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3581 (DELTA HOTEL). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3581 is assigned to businesses providing delta hotel services. While this is a less common merchant category, any purchase that posts with code 3581 will be classified as 'DELTA HOTEL' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3581 (DELTA HOTEL) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3581 is used for delta hotel businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.