MCC 3589 covers HOTELS/MOTELS/INNS/RESORTS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Hilton, Marriott, and Best Western use MCC 3589. This code covers hotel stays, room service, and other on-site purchases.
Cardholders often think dining out at a hotel restaurant codes under this MCC too, but it usually doesn't unless part of a package deal.
MCC 3589 stands for Hotels/Motels/Inns/Resorts. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3589 (Hotels/Motels/Inns/Resorts) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3589 (Hotels/Motels/Inns/Resorts) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3589 (Hotels/Motels/Inns/Resorts). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3589 is assigned to businesses providing hotels/motels/inns/resorts services. While this is a less common merchant category, any purchase that posts with code 3589 will be classified as 'Hotels/Motels/Inns/Resorts' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3589 (Hotels/Motels/Inns/Resorts) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3589 is used for hotels/motels/inns/resorts businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.