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MCC Code
3625

MCC 3625: HOTLE UNIVERSALE — Credit Card Bonus Rates

Also classified as:
Visa: “HOTLE UNIVERSALE”
MC: “HOTLE UNIVERSALE”
Quick Answer

MCC 3625 covers HOTLE UNIVERSALE merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Hotels like Marriott, Hilton, and Hyatt use MCC 3625. This code covers hotel stays, room service, and on-site amenities but not dining or retail.

Common Confusion

Cardholders often think all hotel expenses are coded as travel rewards when only specific categories qualify under this MCC.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3625? +

MCC 3625 stands for HOTLE UNIVERSALE. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3625? +

Merchants classified under MCC 3625 (HOTLE UNIVERSALE) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3625 merchants? +

MCC 3625 (HOTLE UNIVERSALE) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3625 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3625 (HOTLE UNIVERSALE). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3625? +

MCC 3625 is assigned to businesses providing hotle universale services. While this is a less common merchant category, any purchase that posts with code 3625 will be classified as 'HOTLE UNIVERSALE' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3625 and MCC 3000? +

MCC 3625 (HOTLE UNIVERSALE) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3625 is used for hotle universale businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure