MCC 3634 covers SWISSOTEL merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Swissotel hotels and resorts use MCC 3634. Specific purchases include hotel stays, conference bookings, and catering services.
Cardholders often误以为餐饮和娱乐服务也使用相同的MCC，但这些通常会有不同的分类。
MCC 3634 stands for SWISSOTEL. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3634 (SWISSOTEL) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3634 (SWISSOTEL) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3634 (SWISSOTEL). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3634 is assigned to businesses providing swissotel services. While this is a less common merchant category, any purchase that posts with code 3634 will be classified as 'SWISSOTEL' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3634 (SWISSOTEL) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3634 is used for swissotel businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.