MCC 3644 covers ECONO LODGES merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Motels like Super 8 and Econo Lodge use MCC 3644. Specific purchases include standard room rates, incidentals like parking or Wi-Fi, but exclude food and beverage expenses.
Cardholders often think all hotel spending goes under this code; however, chain hotels with higher rates typically have their own specific codes.
MCC 3644 stands for ECONO LODGES. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3644 (ECONO LODGES) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3644 (ECONO LODGES) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3644 (ECONO LODGES). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3644 is assigned to businesses providing econo lodges services. While this is a less common merchant category, any purchase that posts with code 3644 will be classified as 'ECONO LODGES' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3644 (ECONO LODGES) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3644 is used for econo lodges businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.