MCC 3645 covers QUEENS MOAT HOUSES merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Restaurants like McDonald's and Pizza Hut use MCC 3645 for food purchases. Hotels such as Hilton and Marriott code this MCC for room charges.
Cardholders often mistake MCC 3645 for travel bookings when it actually covers dining and lodging expenses.
MCC 3645 stands for QUEENS MOAT HOUSES. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3645 (QUEENS MOAT HOUSES) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3645 (QUEENS MOAT HOUSES) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3645 (QUEENS MOAT HOUSES). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3645 is assigned to businesses providing queens moat houses services. While this is a less common merchant category, any purchase that posts with code 3645 will be classified as 'QUEENS MOAT HOUSES' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3645 (QUEENS MOAT HOUSES) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3645 is used for queens moat houses businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.