MCC 3652 covers EMBASSY HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Embassy Suites and Courtyard by Marriott are examples of hotels using MCC 3652. Purchases like room bookings, event spaces, and catering services at these properties get coded here.
Cardholders often mistake other hotel chains for Embassy Hotels MCC. Only specific brands with the exact code will qualify for rewards.
MCC 3652 stands for EMBASSY HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3652 (EMBASSY HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3652 (EMBASSY HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3652 (EMBASSY HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3652 is assigned to businesses providing embassy hotels services. While this is a less common merchant category, any purchase that posts with code 3652 will be classified as 'EMBASSY HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3652 (EMBASSY HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3652 is used for embassy hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.