MCC 3655 covers SCANDIC HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Scandic Hotels, Clarion Hotel, and First Hotel use MCC 3655. Purchases at hotel front desks for room stays and incidentals like breakfast are coded here.
Cardholders often think they get rewards on all travel expenses with this code, but it's only for specific hotels using MCC 3655.
MCC 3655 stands for SCANDIC HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3655 (SCANDIC HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3655 (SCANDIC HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3655 (SCANDIC HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3655 is assigned to businesses providing scandic hotels services. While this is a less common merchant category, any purchase that posts with code 3655 will be classified as 'SCANDIC HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3655 (SCANDIC HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3655 is used for scandic hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.