MCC 3681 covers ADAMS MARK HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Marriott, Hilton, and Hyatt use MCC 3681. This code applies to hotel stays, room service, and on-site dining.
Cardholders often think gas or car rentals are coded here. Instead, those go under different MCCs.
MCC 3681 stands for ADAMS MARK HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3681 (ADAMS MARK HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3681 (ADAMS MARK HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3681 (ADAMS MARK HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3681 is assigned to businesses providing adams mark hotels services. While this is a less common merchant category, any purchase that posts with code 3681 will be classified as 'ADAMS MARK HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3681 (ADAMS MARK HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3681 is used for adams mark hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.