MCC 3684 covers BUDGET HOST INNS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Econo Lodge, Motel 6, and Holiday Inn Express use MCC 3684. Purchases for budget-friendly hotels and inns get coded here.
Cardholders often误以为高端酒店和经济型酒店使用相同的MCC。实际上，奢华酒店可能使用不同的分类代码。
MCC 3684 stands for BUDGET HOST INNS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3684 (BUDGET HOST INNS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3684 (BUDGET HOST INNS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3684 (BUDGET HOST INNS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3684 is assigned to businesses providing budget host inns services. While this is a less common merchant category, any purchase that posts with code 3684 will be classified as 'BUDGET HOST INNS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3684 (BUDGET HOST INNS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3684 is used for budget host inns businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.