MCC 3686 covers SUISSE CHALETS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
SUISSE CHALETS MCC is used by luxury Swiss chalet resorts like Alpenrose and Chalet Bliss. Purchases include high-end ski accommodations, gourmet dining, and spa services.
Cardholders often think all ski resort purchases are coded under SUISSE CHALETS, but this MCC typically only applies to premium Swiss chalets.
MCC 3686 stands for SUISSE CHALETS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3686 (SUISSE CHALETS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3686 (SUISSE CHALETS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3686 (SUISSE CHALETS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3686 is assigned to businesses providing suisse chalets services. While this is a less common merchant category, any purchase that posts with code 3686 will be classified as 'SUISSE CHALETS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3686 (SUISSE CHALETS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3686 is used for suisse chalets businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.