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MCC Code
3689

MCC 3689: CONSORT HOTELS — Credit Card Bonus Rates

Also classified as:
Visa: “CONSORT HOTELS”
MC: “CONSORT HOTELS”
Quick Answer

MCC 3689 covers CONSORT HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Marriott, Hilton, and Hyatt use MCC 3689. This code applies to hotel stays, room service, and event bookings at these establishments.

Common Confusion

Cardholders often think dining purchases in hotels fall under restaurant MCCs. However, expenses like room service or conference meals are coded as 3689.

Related MCC Codes

3000UNITED AIRLINES 3001AMERICAN AIRLINES 3002PAN AMERICAN 3003Airlines 3004TRANS WORLD AIRLINES 3005BRITISH AIRWAYS 3006JAPAN AIRLINES 3007AIR FRANCE

Frequently Asked Questions

What is MCC code 3689? +

MCC 3689 stands for CONSORT HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.

What types of businesses use MCC 3689? +

Merchants classified under MCC 3689 (CONSORT HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 3689 merchants? +

MCC 3689 (CONSORT HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 3689 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 3689 (CONSORT HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.

What merchants are classified under MCC 3689? +

MCC 3689 is assigned to businesses providing consort hotels services. While this is a less common merchant category, any purchase that posts with code 3689 will be classified as 'CONSORT HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.

What is the difference between MCC 3689 and MCC 3000? +

MCC 3689 (CONSORT HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3689 is used for consort hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure