MCC 3694 covers ECONOMY INNS OF AMERICA merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Economy Inns of America uses MCC 3694. Specific purchases include stays at budget hotels like Motel 6 and Sleep Inn.
Cardholders often misunderstand that luxury hotel stays don't qualify under this code, only budget accommodations do.
MCC 3694 stands for ECONOMY INNS OF AMERICA. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3694 (ECONOMY INNS OF AMERICA) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3694 (ECONOMY INNS OF AMERICA) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3694 (ECONOMY INNS OF AMERICA). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3694 is assigned to businesses providing economy inns of america services. While this is a less common merchant category, any purchase that posts with code 3694 will be classified as 'ECONOMY INNS OF AMERICA' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3694 (ECONOMY INNS OF AMERICA) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3694 is used for economy inns of america businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.