MCC 3706 covers SHILO INNS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Travelers might see Shilo Inn on their card statements. This MCC also covers other motels and budget hotels like Motel 6.
Cardholders often think business travel lodging will be coded as 'airline' when it's actually under accommodation MCCs.
MCC 3706 stands for SHILO INNS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3706 (SHILO INNS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3706 (SHILO INNS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3706 (SHILO INNS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3706 is assigned to businesses providing shilo inns services. While this is a less common merchant category, any purchase that posts with code 3706 will be classified as 'SHILO INNS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3706 (SHILO INNS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3706 is used for shilo inns businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.