MCC 3720 covers SOUTHERN SUN HOTELS merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Hotels like Southern Sun, Holiday Inn, and Hilton use MCC 3720. Purchases for hotel rooms, resort stays, and related services get coded here.
Cardholders often think dining or spa charges at hotels are coded separately but they're usually included under the same MCC as room expenses.
MCC 3720 stands for SOUTHERN SUN HOTELS. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3720 (SOUTHERN SUN HOTELS) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3720 (SOUTHERN SUN HOTELS) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3720 (SOUTHERN SUN HOTELS). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3720 is assigned to businesses providing southern sun hotels services. While this is a less common merchant category, any purchase that posts with code 3720 will be classified as 'SOUTHERN SUN HOTELS' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3720 (SOUTHERN SUN HOTELS) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3720 is used for southern sun hotels businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.