MCC 3726 covers RIO SUITES merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
RIO Suites is a hotel chain. Purchases at hotels like RIO, Wynn, and MGM Grand use MCC 3726.
Cardholders often think all travel expenses are coded as airline MCCs. Hotel stays get their own unique code.
MCC 3726 stands for RIO SUITES. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3726 (RIO SUITES) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3726 (RIO SUITES) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3726 (RIO SUITES). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3726 is assigned to businesses providing rio suites services. While this is a less common merchant category, any purchase that posts with code 3726 will be classified as 'RIO SUITES' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3726 (RIO SUITES) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3726 is used for rio suites businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.