MCC 3740 covers TOWNPLACE SUITES merchants, classified under airline. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or airline category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Townplace Suites by Marriott and Homewood Suites by Hilton use MCC 3740. Cardholders earn points for stays at extended-stay hotels, not just nightly lodging.
Cardholders often mistake purchases coded as MCC 3740 for regular hotel stays rather than extended-stay accommodations.
MCC 3740 stands for TOWNPLACE SUITES. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the airline category.
Merchants classified under MCC 3740 (TOWNPLACE SUITES) operate in the airline sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 3740 (TOWNPLACE SUITES) is not currently a dedicated bonus category for most major credit cards. For airline spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 3740 (TOWNPLACE SUITES). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for airline spending.
MCC 3740 is assigned to businesses providing townplace suites services. While this is a less common merchant category, any purchase that posts with code 3740 will be classified as 'TOWNPLACE SUITES' by your card issuer, which determines whether airline category bonuses apply to that transaction.
MCC 3740 (TOWNPLACE SUITES) and MCC 3000 (UNITED AIRLINES) are both in the airline category but cover distinct merchant types. MCC 3740 is used for townplace suites businesses, while MCC 3000 is assigned to united airlines merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.