MCC 5044 covers OFFICE, PHOTOGRAPHIC, PHOTOCOPY, AND MICROFILM EQUIPMENT merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Staples, Office Depot, and Canon sell office equipment like printers, copiers, and cameras. These purchases are coded under MCC 5044.
Cardholders often think only office supply stores use this code; it also includes camera shops and tech stores selling imaging equipment.
MCC 5044 stands for Office, Photographic, Photocopy, and Microfilm Equipment. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5044 (Office, Photographic, Photocopy, and Microfilm Equipment) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5044 (Office, Photographic, Photocopy, and Microfilm Equipment) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5044 (Office, Photographic, Photocopy, and Microfilm Equipment). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5044 is assigned to businesses providing office, photographic, photocopy, and microfilm equipment services. While this is a less common merchant category, any purchase that posts with code 5044 will be classified as 'Office, Photographic, Photocopy, and Microfilm Equipment' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5044 (Office, Photographic, Photocopy, and Microfilm Equipment) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5044 is used for office, photographic, photocopy, and microfilm equipment businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.