MCC 5735 covers RECORD SHOPS merchants, classified under software. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or software category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Famous record shops like HMV and Virgin Megastores use MCC 5735. Purchases of vinyl records, CDs, and audio books get coded here.
Cardholders often think buying digital music or streaming services counts under this code. Surprisingly, only physical media purchases fit the criteria.
MCC 5735 stands for Record Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the software category.
Merchants classified under MCC 5735 (Record Shops) operate in the software sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5735 (Record Shops) is not currently a dedicated bonus category for most major credit cards. For software spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5735 (Record Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for software spending.
MCC 5735 is assigned to businesses providing record shops services. While this is a less common merchant category, any purchase that posts with code 5735 will be classified as 'Record Shops' by your card issuer, which determines whether software category bonuses apply to that transaction.
MCC 5735 (Record Shops) and MCC 5734 (Computer Software Stores) are both in the software category but cover distinct merchant types. MCC 5735 is used for record shops businesses, while MCC 5734 is assigned to computer software stores merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.