MCC 6010 covers FINANCIAL INSTITUTIONS – MANUAL CASH DISBURSEMENTS merchants, classified under financial. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or financial category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Banks like Chase and Wells Fargo use MCC 6010 for cash payouts to customers. Specific purchases include ATM withdrawals or direct cash disbursements from bank tellers.
Cardholders often misunderstand that transactions involving actual cash, not electronic payments, fall under this code. Surprises arise when they see manual cash withdrawals on their statements.
MCC 6010 stands for Financial Institutions – Manual Cash Disbursements. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the financial category.
Merchants classified under MCC 6010 (Financial Institutions – Manual Cash Disbursements) operate in the financial sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 6010 (Financial Institutions – Manual Cash Disbursements) is not currently a dedicated bonus category for most major credit cards. For financial spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 6010 (Financial Institutions – Manual Cash Disbursements). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for financial spending.
MCC 6010 is assigned to businesses providing financial institutions – manual cash disbursements services. While this is a less common merchant category, any purchase that posts with code 6010 will be classified as 'Financial Institutions – Manual Cash Disbursements' by your card issuer, which determines whether financial category bonuses apply to that transaction.
MCC 6010 (Financial Institutions – Manual Cash Disbursements) and MCC 6011 (Financial Institutions – Manual Cash Disbursements) are both in the financial category but cover distinct merchant types. MCC 6010 is used for financial institutions – manual cash disbursements businesses, while MCC 6011 is assigned to financial institutions – manual cash disbursements merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.