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MCC Code
7395

MCC 7395: Photofinishing Laboratories, Photo Developing — Credit Card Bonus Rates

Also classified as:
Visa: “Photofinishing Laboratories, Photo Developing”
MC: “Photofinishing Laboratories, Photo Developing”
Quick Answer

MCC 7395 covers PHOTOFINISHING LABORATORIES, PHOTO DEVELOPING merchants, classified under professional. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or professional category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Businesses like Walmart Photo Center, CVS Photo, and Costco Photo Center use MCC 7395. This includes services such as developing film, printing digital photos, and photo enlargement.

Common Confusion

Cardholders often misunderstand that online photo printing from sites like Shutterfly or Snapfish aren't coded with MCC 7395; they fall under other categories.

Related MCC Codes

7311Advertising Services 7321Consumer Credit Reporting Agencies 7332Blueprinting and Photocopying Services 7333Commercial Photography, Art and Graphics 7338Quick Copy, Reproduction and Blueprinting Services 7339Stenographic and Secretarial Support Services 7342Exterminating and Disinfecting Services 7349Cleaning and Maintenance, Janitorial Services

Frequently Asked Questions

What is MCC code 7395? +

MCC 7395 stands for Photofinishing Laboratories, Photo Developing. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the professional category.

What types of businesses use MCC 7395? +

Merchants classified under MCC 7395 (Photofinishing Laboratories, Photo Developing) operate in the professional sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 7395 merchants? +

MCC 7395 (Photofinishing Laboratories, Photo Developing) is not currently a dedicated bonus category for most major credit cards. For professional spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 7395 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 7395 (Photofinishing Laboratories, Photo Developing). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for professional spending.

What merchants are classified under MCC 7395? +

MCC 7395 is assigned to businesses providing photofinishing laboratories, photo developing services. While this is a less common merchant category, any purchase that posts with code 7395 will be classified as 'Photofinishing Laboratories, Photo Developing' by your card issuer, which determines whether professional category bonuses apply to that transaction.

What is the difference between MCC 7395 and MCC 7311? +

MCC 7395 (Photofinishing Laboratories, Photo Developing) and MCC 7311 (Advertising Services) are both in the professional category but cover distinct merchant types. MCC 7395 is used for photofinishing laboratories, photo developing businesses, while MCC 7311 is assigned to advertising services merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure