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MCC Code
7531

MCC 7531: Automotive Body Repair Shops — Credit Card Bonus Rates

Also classified as:
Visa: “Automotive Body Repair Shops”
MC: “Automotive Body Repair Shops”
Quick Answer

MCC 7531 covers AUTOMOTIVE BODY REPAIR SHOPS merchants, classified under other. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or other category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Real-World Examples: MCC 7531 Merchants

Bodiness Auto Body Repair, Collision Masters, and QuickFix Auto Works are examples. Purchases for car repairs like dent removal and paint touch-ups are coded here.

When you swipe your credit card at any of these merchants, the transaction posts as MCC 7531 (automotive body repair shops). Your card issuer uses this code to determine whether other category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.

MCC 7531 vs Similar Codes

Common Confusion

Cardholders often误以为这里指的是汽车销售或常规保养。实际上,这个分类不包括新车购买或者仅仅是机油更换和轮胎安装的日常维护。

This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.

Related MCC Codes

5832Antique Shops – Sales, Repairs, and Restoration Services 5931Used Merchandise and Secondhand Stores 5932Antique Shops 5933Pawn Shops and Salvage Yards 5935Wrecking and Salvage Yards 5937Antique Reproductions 5940Bicycle Shops – Sales and Service 7534Tire Re-treading and Repair Shops

Frequently Asked Questions

What is MCC code 7531? +

MCC 7531 stands for Automotive Body Repair Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the other category.

What types of businesses use MCC 7531? +

Merchants classified under MCC 7531 (Automotive Body Repair Shops) operate in the other sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 7531 merchants? +

MCC 7531 (Automotive Body Repair Shops) is not currently a dedicated bonus category for most major credit cards. For other spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 7531 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 7531 (Automotive Body Repair Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for other spending.

What merchants are classified under MCC 7531? +

MCC 7531 is assigned to businesses providing automotive body repair shops services. While this is a less common merchant category, any purchase that posts with code 7531 will be classified as 'Automotive Body Repair Shops' by your card issuer, which determines whether other category bonuses apply to that transaction.

What is the difference between MCC 7531 and MCC 5832? +

MCC 7531 (Automotive Body Repair Shops) and MCC 5832 (Antique Shops – Sales, Repairs, and Restoration Services) are both in the other category but cover distinct merchant types. MCC 7531 is used for automotive body repair shops businesses, while MCC 5832 is assigned to antique shops – sales, repairs, and restoration services merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Apr 2026 · Methodology · Advertiser Disclosure