MCC 7802 covers GOVERNMENT-LICENSED HORSE/DOG RACING merchants, classified under entertainment. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or entertainment category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Tracks like Santa Anita Park and Churchill Downs use MCC 7802. Purchases include betting slips, food at the track, and merchandise.
Cardholders often think this code covers all gambling but it's specific to licensed horse or dog racing venues.
MCC 7802 stands for Government-Licensed Horse/Dog Racing. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the entertainment category.
Merchants classified under MCC 7802 (Government-Licensed Horse/Dog Racing) operate in the entertainment sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 7802 (Government-Licensed Horse/Dog Racing) is not currently a dedicated bonus category for most major credit cards. For entertainment spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 7802 (Government-Licensed Horse/Dog Racing). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for entertainment spending.
MCC 7802 is assigned to businesses providing government-licensed horse/dog racing services. While this is a less common merchant category, any purchase that posts with code 7802 will be classified as 'Government-Licensed Horse/Dog Racing' by your card issuer, which determines whether entertainment category bonuses apply to that transaction.
MCC 7802 (Government-Licensed Horse/Dog Racing) and MCC 7800 (Government-Owned Lotteries) are both in the entertainment category but cover distinct merchant types. MCC 7802 is used for government-licensed horse/dog racing businesses, while MCC 7800 is assigned to government-owned lotteries merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.