MCC 8220 covers COLLEGES, JUNIOR COLLEGES, UNIVERSITIES, AND PROFESSIONALSCHOOLS merchants, classified under education. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or education category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Harvard University, Stanford University, and community colleges like Valencia College. Specific purchases include tuition fees, textbooks, and on-campus meal plans.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 8220 (colleges, junior colleges, universities, and professionalschools). Your card issuer uses this code to determine whether education category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often误以为只有学费会被归类于此，实际上包括食堂餐费和书店购书在内的多种费用也会被编码为MCC 8220。
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 8220 stands for Colleges, Junior Colleges, Universities, and ProfessionalSchools. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the education category. Our database tracks 1 merchants with this code.
Merchants classified under MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools) operate in the education sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Khan Academy.
MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools) is not currently a dedicated bonus category for most major credit cards. For education spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for education spending.
MCC 8220 covers 1 merchants in our database, including Khan Academy. All purchases at these merchants post as 'Colleges, Junior Colleges, Universities, and ProfessionalSchools' and trigger education category bonus rates on eligible credit cards.
Khan Academy is classified under MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.
MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools) and MCC 8211 (Elementary and Secondary Schools) are both in the education category but cover distinct merchant types. MCC 8220 is used for colleges, junior colleges, universities, and professionalschools businesses, while MCC 8211 is assigned to elementary and secondary schools merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.