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MCC Code
8220

MCC 8220: Colleges, Junior Colleges, Universities, and ProfessionalSchools — Credit Card Bonus Rates

Also classified as:
Visa: “Colleges, Junior Colleges, Universities, and ProfessionalSchools”
MC: “Colleges, Junior Colleges, Universities, and ProfessionalSchools”
Quick Answer

MCC 8220 covers COLLEGES, JUNIOR COLLEGES, UNIVERSITIES, AND PROFESSIONALSCHOOLS merchants, classified under education. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or education category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Harvard University, Stanford University, and community colleges like Valencia College. Specific purchases include tuition fees, textbooks, and on-campus meal plans.

Common Confusion

Cardholders often误以为只有学费会被归类于此,实际上包括食堂餐费和书店购书在内的多种费用也会被编码为MCC 8220。

Merchants Using MCC 8220

Khan Academy

Related MCC Codes

8211Elementary and Secondary Schools 8241Correspondence Schools 8244Business and Secretarial Schools 8249Vocational Schools and Trade Schools 8299Schools and Educational Services ( Not Elsewhere Classified)

Frequently Asked Questions

What is MCC code 8220? +

MCC 8220 stands for Colleges, Junior Colleges, Universities, and ProfessionalSchools. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the education category. Our database tracks 1 merchants with this code.

What types of businesses use MCC 8220? +

Merchants classified under MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools) operate in the education sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Khan Academy.

Which credit cards earn bonus rewards at MCC 8220 merchants? +

MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools) is not currently a dedicated bonus category for most major credit cards. For education spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 8220 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for education spending.

What merchants are classified under MCC 8220? +

MCC 8220 covers 1 merchants in our database, including Khan Academy. All purchases at these merchants post as 'Colleges, Junior Colleges, Universities, and ProfessionalSchools' and trigger education category bonus rates on eligible credit cards.

Does Khan Academy count as education for credit card rewards? +

Khan Academy is classified under MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.

What is the difference between MCC 8220 and MCC 8211? +

MCC 8220 (Colleges, Junior Colleges, Universities, and ProfessionalSchools) and MCC 8211 (Elementary and Secondary Schools) are both in the education category but cover distinct merchant types. MCC 8220 is used for colleges, junior colleges, universities, and professionalschools businesses, while MCC 8211 is assigned to elementary and secondary schools merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure