MCC 8675 covers AUTOMOBILE ASSOCIATIONS merchants, classified under membership. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or membership category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
AAA, National Association of Automobile Manufacturers, and AAA Carolinas use MCC 8675. This code covers annual memberships, road service plans, and insurance fees.
Cardholders often think fuel and maintenance costs are coded here but they're not. Only membership and associated service fees fall under this category.
MCC 8675 stands for Automobile Associations. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the membership category.
Merchants classified under MCC 8675 (Automobile Associations) operate in the membership sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 8675 (Automobile Associations) is not currently a dedicated bonus category for most major credit cards. For membership spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 8675 (Automobile Associations). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for membership spending.
MCC 8675 is assigned to businesses providing automobile associations services. While this is a less common merchant category, any purchase that posts with code 8675 will be classified as 'Automobile Associations' by your card issuer, which determines whether membership category bonuses apply to that transaction.
MCC 8675 (Automobile Associations) and MCC 8641 (Civic, Fraternal, and Social Associations) are both in the membership category but cover distinct merchant types. MCC 8675 is used for automobile associations businesses, while MCC 8641 is assigned to civic, fraternal, and social associations merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.