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MCC Code
9402

MCC 9402: Postal Services – Government Only — Credit Card Bonus Rates

Also classified as:
Visa: “Postal Services – Government Only”
MC: “Postal Services – Government Only”
Quick Answer

MCC 9402 covers POSTAL SERVICES – GOVERNMENT ONLY merchants, classified under government. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or government category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

USPS and Canada Post use MCC 9402. It codes for purchases related to postal services, like stamps, shipping supplies, and service fees.

Common Confusion

Cardholders often think private carriers like FedEx or UPS fall under this code, but they don't. Only government-run postal services qualify.

Merchants Using MCC 9402

USPS

Related MCC Codes

9211Court Costs, including Alimony and Child Support 9222Fines 9223Bail and Bond Payments 9311Tax Payments 9399Government Services ( Not Elsewhere Classified) 9405Intra – Government Transactions 9700Automated Referral Service ( For Visa Only) 9701Visa Credential Service ( For Visa Only)

Frequently Asked Questions

What is MCC code 9402? +

MCC 9402 stands for Postal Services – Government Only. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the government category. Our database tracks 1 merchants with this code.

What types of businesses use MCC 9402? +

Merchants classified under MCC 9402 (Postal Services – Government Only) operate in the government sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include USPS.

Which credit cards earn bonus rewards at MCC 9402 merchants? +

MCC 9402 (Postal Services – Government Only) is not currently a dedicated bonus category for most major credit cards. For government spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 9402 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 9402 (Postal Services – Government Only). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for government spending.

What merchants are classified under MCC 9402? +

MCC 9402 covers 1 merchants in our database, including USPS. All purchases at these merchants post as 'Postal Services – Government Only' and trigger government category bonus rates on eligible credit cards.

Does USPS count as government for credit card rewards? +

USPS is classified under MCC 9402 (Postal Services – Government Only). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.

What is the difference between MCC 9402 and MCC 9211? +

MCC 9402 (Postal Services – Government Only) and MCC 9211 (Court Costs, including Alimony and Child Support) are both in the government category but cover distinct merchant types. MCC 9402 is used for postal services – government only businesses, while MCC 9211 is assigned to court costs, including alimony and child support merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure