Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. Full disclosure
HomeMCC LookupMCC 7523ABM Parking
ABM Parking

Best Credit Card for ABM Parking in 2026

abm.com
In-Store Car Rental
Updated March 16, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
7523
Automobile Parking Lots and Garages
Confirmed via network classification
Quick Answer

ABM Parking is classified under MCC 7523 (Automobile Parking Lots and Garages). The best card for ABM Parking purchases is the Active Cash (no annual fee), earning 2x on automobile parking lots and garages — an effective return of 2.00%.

Parking fees add up quickly for frequent drivers. Most travel rewards cards and flat-rate cash back options cover parking expenses well.

Pro Tip

Consider a card that doubles rewards at gas stations and car parks after hitting your spending limit for the year.

ABM Parking purchases are classified under MCC 7523 (Automobile Parking Lots and Garages).

MCC Details for ABM Parking

MCC Code
7523
Category
Automobile Parking Lots and Garages
Industry Group
Car Rental
Purchase Type
Physical locations
What This Covers
Parking lots and garages

Best Credit Cards for ABM Parking (2026)

Note: These are general top-rated cards. Confirm bonus eligibility for MCC 7523 with your card issuer.
Top Pick
#1
Active Cash
Wells Fargo
2xCar Rental
2.00%Effective Return
$0Annual Fee
Best no-fee option for ABM Parking — 2x on car rental, $0 annual cost.
Apply NowFull Review
#2
Signify Business Cash
Wells Fargo
2xCar Rental
2.00%Effective Return
$0Annual Fee
Best no-fee option for ABM Parking — 2x on car rental, $0 annual cost.
Apply NowFull Review
#3
Freedom Unlimited
Chase
2xCar Rental
1.50%Effective Return
$0Annual Fee
Best no-fee option for ABM Parking — 2x on car rental, $0 annual cost.
Apply NowFull Review
#4
Platinum (Schwab)
American Express
1xCar Rental
1.00%Effective Return
$895Annual Fee
Earns 1x on car rental at ABM Parking ($895/yr).
Apply NowFull Review
#5
Platinum (Morgan Stanley)
American Express
1xCar Rental
1.00%Effective Return
$895Annual Fee
Earns 1x on car rental at ABM Parking ($895/yr).
Apply NowFull Review

How ABM Parking Codes on Your Statement

When you pay at ABM Parking at their locations, your card issuer sees MCC 7523 in the transaction data. This code tells your bank that the purchase was made at a automobile parking lots and garages merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "automobile parking lots and garages" purchases, ABM Parking transactions will qualify — even if your card terms only mention a category name and not ABM Parking specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any ABM Parking transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7523 qualifies for bonus rewards.

Bonus Category Match — ABM Parking

Card
Category
Bonus
Base
Fee
All Purchases
2x
1x
$0
All Purchases
2x
1x
$0
All Purchases
2x
1x
$0
All Purchases
1x
1x
$895/yr
All Purchases
1x
1x
$895/yr

About MCC 7523: Automobile Parking Lots and Garages

Merchant Category Code 7523 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Automobile Parking Lots and Garages industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7523, all qualifying card programs that include automobile parking lots and garages as a bonus category will apply the elevated earn rate.

The Car Rental industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Other Automobile Parking Lots and Garages merchants: EasyPark, LAZ Parking, Parking Panda.

What You Could Earn at ABM Parking

Spending $200/month at ABM Parking with the Active Cash (2x on automobile parking lots and garages) earns approximately $48/year in rewards. A basic 1% card earns $24 on the same spending. That is $24 more per year with no annual fee.

Prefer no annual fee? The Signify Business Cash earns 2x at ABM Parking merchants, earning $48/year with no annual fee.

Frequently Asked Questions

What MCC code does ABM Parking use?
ABM Parking uses MCC 7523 (Automobile Parking Lots and Garages). This code is assigned by card networks and determines which bonus reward categories apply when you pay at ABM Parking.
Which credit card earns the most rewards at ABM Parking?
The Active Cash earns 2x on automobile parking lots and garages purchases (MCC 7523), making it the highest-earning option at ABM Parking among the cards we track.
Does my card earn bonus rewards at ABM Parking?
It depends on your card's bonus categories. If your card earns bonus rewards on automobile parking lots and garages purchases, ABM Parking transactions (MCC 7523) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is ABM Parking classified as automobile parking lots and garages for credit card purposes?
Yes. ABM Parking is classified under MCC 7523, which falls in the Automobile Parking Lots and Garages category. This means cards with automobile parking lots and garages bonus categories will apply the elevated earn rate at ABM Parking.
What is MCC 7523 and what merchants use it?
MCC 7523 stands for Automobile Parking Lots and Garages. It is assigned to businesses that primarily operate in parking lots and garages. Besides ABM Parking, other merchants in the same MCC include similar businesses in the car_rental industry group.
PointsPick may earn a commission when you apply through our links. Full disclosure
MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: March 16, 2026. Full methodology: www.pointspick.com/methodology.