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Avis

Best Credit Card for Avis in 2026

avis.com
In-Store Car Rental
Updated March 16, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
7512
Car Rental Companies ( Not Listed Below)
Confirmed via network classification
Quick Answer

Avis is classified under MCC 7512 (Car Rental Companies ( Not Listed Below)). The best card for Avis purchases is the Hilton Honors Aspire ($550/yr annual fee), earning 7x on car rental companies ( not listed below) — an effective return of 3.50%.

Car rental rewards can really add up, especially if you travel often. Many premium cards like the Hilton Honors Aspire offer great rates for this MCC.

Pro Tip

To maximize rewards at Avis, always check if the card you're using offers extra perks like free upgrades or waivers of collision damage.

Avis purchases are classified under MCC 7512 (Car Rental Companies ( Not Listed Below)).

MCC Details for Avis

MCC Code
7512
Category
Car Rental Companies ( Not Listed Below)
Industry Group
Car Rental
Purchase Type
Physical locations
What This Covers
Car rental charges

Best Credit Cards for Avis (2026)

Top Pick
#1
Hilton Honors Aspire
American Express
7xCar Rental
3.50%Effective Return
$550Annual Fee
Earns 7x on car rental at Avis ($550/yr).
Apply NowFull Review
#2
AAdvantage Aviator World Elite Business
Barclays
2xCar Rental
3.00%Effective Return
$95Annual Fee
Earns 2x on car rental at Avis ($95/yr).
Apply NowFull Review
#3
AAdvantage Business World Elite
Citi
2xCar Rental
3.00%Effective Return
$99Annual Fee
Earns 2x on car rental at Avis ($99/yr).
Apply NowFull Review

How Avis Codes on Your Statement

When you pay at Avis at their locations, your card issuer sees MCC 7512 in the transaction data. This code tells your bank that the purchase was made at a car rental companies ( not listed below) merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "car rental companies ( not listed below)" purchases, Avis transactions will qualify — even if your card terms only mention a category name and not Avis specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Avis transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7512 qualifies for bonus rewards.

Bonus Category Match — Avis

Card
Category
Bonus
Base
Fee
Car_Rental
7x
1x
$550/yr
Car_Rental
2x
1x
$95/yr
Car_Rental
2x
1x
$99/yr

About MCC 7512: Car Rental Companies ( Not Listed Below)

Merchant Category Code 7512 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Car Rental Companies ( Not Listed Below) industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7512, all qualifying card programs that include car rental companies ( not listed below) as a bonus category will apply the elevated earn rate.

The Car Rental industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Other Car Rental Companies ( Not Listed Below) merchants: ACE Rent A Car, Advantage Rent A Car, Alamo Rent A Car.

What You Could Earn at Avis

Spending $200/month at Avis with the Hilton Honors Aspire (7x on car rental companies ( not listed below)) earns approximately $168/year in rewards. A basic 1% card earns $24 on the same spending. After the $550 annual fee, that is $-382 more per year.

Frequently Asked Questions

What MCC code does Avis use?
Avis uses MCC 7512 (Car Rental Companies ( Not Listed Below)). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Avis.
Which credit card earns the most rewards at Avis?
The Hilton Honors Aspire earns 7x on car rental companies ( not listed below) purchases (MCC 7512), making it the highest-earning option at Avis among the cards we track.
Does my card earn bonus rewards at Avis?
It depends on your card's bonus categories. If your card earns bonus rewards on car rental companies ( not listed below) purchases, Avis transactions (MCC 7512) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Avis classified as car rental companies ( not listed below) for credit card purposes?
Yes. Avis is classified under MCC 7512, which falls in the Car Rental Companies ( Not Listed Below) category. This means cards with car rental companies ( not listed below) bonus categories will apply the elevated earn rate at Avis.
What is MCC 7512 and what merchants use it?
MCC 7512 stands for Car Rental Companies ( Not Listed Below). It is assigned to businesses that primarily operate in car rental charges. Besides Avis, other merchants in the same MCC include similar businesses in the car_rental industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: March 16, 2026. Full methodology: www.pointspick.com/methodology.