Best Credit Card for LivingSocial in 2026
LivingSocial is classified under MCC 5999 (Miscellaneous and Specialty Retail Stores). The best card for LivingSocial purchases is the Altitude Reserve (no annual fee), earning 5x on miscellaneous and specialty retail stores — an effective return of 7.50%.
Does LivingSocial accept Mastercard? Yes — LivingSocial accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
LivingSocial falls under the Miscellaneous and Specialty Retail Stores category, making it a great place to earn extra rewards if you have a card with enhanced benefits for this type of spending.
To maximize rewards, link your account with the LivingSocial app so all your purchases automatically qualify for bonus points or cash back.
Spending Math
If you spend $200 at LivingSocial each month, Shopper Cash Rewards at 6x would earn you $144 annually compared to just $24 on a 1% cash back card. That's an extra $120 in your pocket!
LivingSocial purchases are classified under MCC 5999 (Miscellaneous and Specialty Retail Stores).
MCC Details for LivingSocial
Best Credit Cards for LivingSocial (2026)
How LivingSocial Codes on Your Statement
When you pay at LivingSocial in the app or online, your card issuer sees MCC 5999 in the transaction data. This code tells your bank that the purchase was made at a miscellaneous and specialty retail stores merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "miscellaneous and specialty retail stores" purchases, LivingSocial transactions will qualify — even if your card terms only mention a category name and not LivingSocial specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any LivingSocial transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5999 qualifies for bonus rewards.
Bonus Category Match — LivingSocial
About MCC 5999: Miscellaneous and Specialty Retail Stores
Merchant Category Code 5999 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Miscellaneous and Specialty Retail Stores industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5999, all qualifying card programs that include miscellaneous and specialty retail stores as a bonus category will apply the elevated earn rate.
The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Miscellaneous and Specialty Retail Stores merchants: AliExpress, Amazon, Amazon.com.
What You Could Earn at LivingSocial
Spending $200/month at LivingSocial with the Altitude Reserve (5x on miscellaneous and specialty retail stores) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Amazon Prime earns 5x at LivingSocial merchants, earning $120/year with no annual fee.