Best Credit Card for Price Chopper in 2026
Price Chopper is classified under MCC 5411 (Grocery Stores, Supermarkets). The best card for Price Chopper purchases is the Freedom Flex (no annual fee), earning 5x on grocery stores, supermarkets — an effective return of 10.25%.
Does Price Chopper accept Mastercard? Yes — Price Chopper accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
Price Chopper falls under the grocery stores category, making it a key merchant for maximizing rewards if you have a card that offers high points or cashback on groceries.
To maximize your rewards, consider using a rotating grocery store bonus on cards like the Chase Freedom Flex or Blue Cash Everyday, which might offer even higher rates than fixed-rate cards for limited periods.
Spending Math
If you spend $200 a month at Price Chopper, the Hilton Honors Surpass Card's 6x points earn rate will net you $144 annually compared to just $24 with a standard 1% card. That’s an extra $120 in rewards each year.
Price Chopper purchases are classified under MCC 5411 (Grocery Stores, Supermarkets).
MCC Details for Price Chopper
Best Credit Cards for Price Chopper (2026)
How Price Chopper Codes on Your Statement
When you pay at Price Chopper at their locations, your card issuer sees MCC 5411 in the transaction data. This code tells your bank that the purchase was made at a grocery stores, supermarkets merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "grocery stores, supermarkets" purchases, Price Chopper transactions will qualify — even if your card terms only mention a category name and not Price Chopper specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Price Chopper transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5411 qualifies for bonus rewards.
Bonus Category Match — Price Chopper
About MCC 5411: Grocery Stores, Supermarkets
Merchant Category Code 5411 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Grocery Stores, Supermarkets industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5411, all qualifying card programs that include grocery stores, supermarkets as a bonus category will apply the elevated earn rate.
The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Grocery Stores, Supermarkets merchants: 99 Ranch Market, Acme Markets, Albertsons.
What You Could Earn at Price Chopper
Spending $200/month at Price Chopper with the Freedom Flex (5x on grocery stores, supermarkets) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The AAA Daily Advantage earns 5x at Price Chopper merchants, earning $120/year with no annual fee.