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Service Stations ( with or without ancillary services)
Confirmed via network classification
Quick Answer
Tesla Supercharger is classified under MCC 5541 (Service Stations ( with or without ancillary services)). The best card for Tesla Supercharger purchases is the Ink Business Cash (no annual fee), earning 5x on service stations ( with or without ancillary services) — an effective return of 10.25%.
The MCC 5541 covers Tesla Superchargers, a great spot for maximizing rewards if you drive electric and charge frequently. Look for cards that offer high points per dollar spent at gas stations.
Pro Tip
Maximize your rewards by topping up other services like car washes or groceries at Supercharger stations where ancillary services are available.
When you pay at Tesla Supercharger at their locations, your card issuer sees MCC 5541 in the transaction data. This code tells your bank that the purchase was made at a service stations ( with or without ancillary services) merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "service stations ( with or without ancillary services)" purchases, Tesla Supercharger transactions will qualify — even if your card terms only mention a category name and not Tesla Supercharger specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Tesla Supercharger transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5541 qualifies for bonus rewards.
About MCC 5541: Service Stations ( with or without ancillary services)
Merchant Category Code 5541 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Service Stations ( with or without ancillary services) industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5541, all qualifying card programs that include service stations ( with or without ancillary services) as a bonus category will apply the elevated earn rate.
The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Service Stations ( with or without ancillary services) Merchants (MCC 5541)
Spending $200/month at Tesla Supercharger with the Ink Business Cash (5x on service stations ( with or without ancillary services)) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Tesla Supercharger merchants, earning $120/year with no annual fee.
Frequently Asked Questions
What MCC code does Tesla Supercharger use?
Tesla Supercharger uses MCC 5541 (Service Stations ( with or without ancillary services)). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Tesla Supercharger.
Which credit card earns the most rewards at Tesla Supercharger?
The Ink Business Cash earns 5x on service stations ( with or without ancillary services) purchases (MCC 5541), making it the highest-earning option at Tesla Supercharger among the cards we track.
Does my card earn bonus rewards at Tesla Supercharger?
It depends on your card's bonus categories. If your card earns bonus rewards on service stations ( with or without ancillary services) purchases, Tesla Supercharger transactions (MCC 5541) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Tesla Supercharger classified as service stations ( with or without ancillary services) for credit card purposes?
Yes. Tesla Supercharger is classified under MCC 5541, which falls in the Service Stations ( with or without ancillary services) category. This means cards with service stations ( with or without ancillary services) bonus categories will apply the elevated earn rate at Tesla Supercharger.
What is MCC 5541 and what merchants use it?
MCC 5541 stands for Service Stations ( with or without ancillary services). It is assigned to businesses that primarily operate in gas stations (pay-at-pump and inside). Besides Tesla Supercharger, other merchants in the same MCC include similar businesses in the retail industry group.
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Full disclosure
MCC data based on card network classification standards.
Rankings verified monthly from official card issuer terms.
Last verified: April 04, 2026.
Full methodology: www.pointspick.com/methodology.
