Best Credit Card for The UPS Store in 2026
The UPS Store is classified under MCC 5943 (Stationery Stores, Office and School Supply Stores). The best card for The UPS Store purchases is the Ink Business Cash (no annual fee), earning 5x on stationery stores, office and school supply stores — an effective return of 10.25%.
Stationery stores like The UPS Store fall under MCC 5943, making them a great spot for maximizing rewards if you're carrying the right card, especially those in the Ink Business Cash category.
Always keep your rewards card handy for purchases at office supply stores to rack up extra points on everyday business expenses.
Spending Math
If you spend $200 at The UPS Store each month with an Ink Business Cash card earning 5x points, you'd earn $10 monthly or $120 annually. That's six times more than a standard 1% cash back card would give you.
The UPS Store purchases are classified under MCC 5943 (Stationery Stores, Office and School Supply Stores).
MCC Details for The UPS Store
Best Credit Cards for The UPS Store (2026)
How The UPS Store Codes on Your Statement
When you pay at The UPS Store at their locations, your card issuer sees MCC 5943 in the transaction data. This code tells your bank that the purchase was made at a stationery stores, office and school supply stores merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "stationery stores, office and school supply stores" purchases, The UPS Store transactions will qualify — even if your card terms only mention a category name and not The UPS Store specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any The UPS Store transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5943 qualifies for bonus rewards.
Bonus Category Match — The UPS Store
About MCC 5943: Stationery Stores, Office and School Supply Stores
Merchant Category Code 5943 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Stationery Stores, Office and School Supply Stores industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5943, all qualifying card programs that include stationery stores, office and school supply stores as a bonus category will apply the elevated earn rate.
The Office Supply industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Stationery Stores, Office and School Supply Stores merchants: Global Industrial, Office Depot, OfficeMax.
What You Could Earn at The UPS Store
Spending $200/month at The UPS Store with the Ink Business Cash (5x on stationery stores, office and school supply stores) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Cash Rewards Visa Signature Business earns 3x at The UPS Store merchants, earning $72/year with no annual fee.