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HomeMCC LookupMCC 5411Wegmans - San Francisco
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Best Credit Card for Wegmans - San Francisco in 2026

In-Store Retail
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
5411
Grocery Stores, Supermarkets
Confirmed via network classification
Quick Answer

Wegmans - San Francisco is classified under MCC 5411 (Grocery Stores, Supermarkets). The best card for Wegmans - San Francisco purchases is the Freedom Flex (no annual fee), earning 5x on grocery stores, supermarkets — an effective return of 10.25%.

Wegmans - San Francisco purchases are classified under MCC 5411 (Grocery Stores, Supermarkets).

MCC Details for Wegmans - San Francisco

MCC Code
5411
Category
Grocery Stores, Supermarkets
Industry Group
Retail
Purchase Type
Physical locations
What This Covers
Grocery and supermarket purchases

Best Credit Cards for Wegmans - San Francisco (2026)

Top Pick
#1
Freedom Flex
Chase
5xRetail
10.25%Effective Return
$0Annual Fee
Exceptional value at Wegmans - San Francisco — 10.2% effective return on retail (no annual fee).
Apply NowFull Review
#2
Business Gold
American Express
4xRetail
8.00%Effective Return
$375Annual Fee
Exceptional value at Wegmans - San Francisco — 8.0% effective return on retail ($375/yr).
Apply NowFull Review
#3
American Express® Gold Card
American Express
4xRetail
8.00%Effective Return
$325Annual Fee
Exceptional value at Wegmans - San Francisco — 8.0% effective return on retail ($325/yr).
Apply NowFull Review
#4
AAA Daily Advantage
Comenity
5xRetail
7.50%Effective Return
$0Annual Fee
Strong retail card for Wegmans - San Francisco — 5x points, 7.5% effective return (no annual fee).
Apply NowFull Review
#5
Blue Cash Preferred (Morgan Stanley)
American Express
6xRetail
6.00%Effective Return
$95Annual Fee
Strong retail card for Wegmans - San Francisco — 6x points, 6.0% effective return ($95/yr).
Apply NowFull Review
#6
Blue Cash Preferred
American Express
6xRetail
6.00%Effective Return
$95Annual Fee
Strong retail card for Wegmans - San Francisco — 6x points, 6.0% effective return ($95/yr).
Apply NowFull Review
#7
Custom Cash
Citi
5xRetail
5.00%Effective Return
$0Annual Fee
Strong retail card for Wegmans - San Francisco — 5x points, 5.0% effective return (no annual fee).
Apply NowFull Review
#8
Hilton Honors Business
American Express
6xRetail
3.00%Effective Return
$175Annual Fee
Earns 6x on retail at Wegmans - San Francisco ($175/yr).
Apply NowFull Review
#9
Hilton Honors Surpass
American Express
6xRetail
3.00%Effective Return
$95Annual Fee
Earns 6x on retail at Wegmans - San Francisco ($95/yr).
Apply NowFull Review
#10
Hilton Honors
American Express
5xRetail
2.50%Effective Return
$0Annual Fee
Best no-fee option for Wegmans - San Francisco — 5x on retail, $0 annual cost.
Apply NowFull Review

How Wegmans - San Francisco Codes on Your Statement

When you pay at Wegmans - San Francisco at their locations, your card issuer sees MCC 5411 in the transaction data. This code tells your bank that the purchase was made at a grocery stores, supermarkets merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "grocery stores, supermarkets" purchases, Wegmans - San Francisco transactions will qualify — even if your card terms only mention a category name and not Wegmans - San Francisco specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Wegmans - San Francisco transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5411 qualifies for bonus rewards.

Bonus Category Match — Wegmans - San Francisco

Card
Category
Bonus
Base
Fee
Grocery
5x
1x
$0
Grocery
4x
1x
$375/yr
Grocery
4x
1x
$325/yr
Groceries
5x
1x
$0
Groceries
6x
1x
$95/yr
Grocery
6x
1x
$95/yr

About MCC 5411: Grocery Stores, Supermarkets

Merchant Category Code 5411 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Grocery Stores, Supermarkets industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5411, all qualifying card programs that include grocery stores, supermarkets as a bonus category will apply the elevated earn rate.

The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does Wegmans - San Francisco use? →

Other Grocery Stores, Supermarkets merchants: 99 Ranch Market, Acme Markets, Albertsons.

What You Could Earn at Wegmans - San Francisco

Spending $200/month at Wegmans - San Francisco with the Freedom Flex (5x on grocery stores, supermarkets) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.

Prefer no annual fee? The AAA Daily Advantage earns 5x at Wegmans - San Francisco merchants, earning $120/year with no annual fee.

Frequently Asked Questions

What MCC code does Wegmans - San Francisco use?
Wegmans - San Francisco uses MCC 5411 (Grocery Stores, Supermarkets). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Wegmans - San Francisco.
Which credit card earns the most rewards at Wegmans - San Francisco?
The Freedom Flex earns 5x on grocery stores, supermarkets purchases (MCC 5411), making it the highest-earning option at Wegmans - San Francisco among the cards we track.
Does my card earn bonus rewards at Wegmans - San Francisco?
It depends on your card's bonus categories. If your card earns bonus rewards on grocery stores, supermarkets purchases, Wegmans - San Francisco transactions (MCC 5411) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Wegmans - San Francisco classified as grocery stores, supermarkets for credit card purposes?
Yes. Wegmans - San Francisco is classified under MCC 5411, which falls in the Grocery Stores, Supermarkets category. This means cards with grocery stores, supermarkets bonus categories will apply the elevated earn rate at Wegmans - San Francisco.
What is MCC 5411 and what merchants use it?
MCC 5411 stands for Grocery Stores, Supermarkets. It is assigned to businesses that primarily operate in grocery and supermarket purchases. Besides Wegmans - San Francisco, other merchants in the same MCC include similar businesses in the retail industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.