Spark 2x Miles vs World of Hyatt Business
Spark 2x Miles
$99/yr
6.0/10
VS
World of Hyatt Business
$199/yr
6.0/10
Quick Answer
Spark 2x Miles charges $99/yr with 1X base rewards. World of Hyatt Business charges $199/yr with 1X base rewards. Spark 2x Miles offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Spark 2x Miles
Lower annual fee ($99 vs $199)
Rewards Earning
World of Hyatt Business
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
World of Hyatt Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Spark 2x Miles wins for most people
The $100 fee difference is hard to justify unless you maximize premium benefits.
Apply for Spark 2x MilesPREMIUM PICK
World of Hyatt Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for World of Hyatt BusinessRewards Earning: Detailed Comparison
Spark 2x Miles
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |
World of Hyatt Business
| Hyatt hotels (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |