AAA Travel Advantage vs Amtrak Guest Rewards Preferred
AAA Travel Advantage
$0/yr
7.0/10
VS
Amtrak Guest Rewards Preferred
$99/yr
6.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Amtrak Guest Rewards Preferred charges $99/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $99)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Amtrak Guest Rewards Preferred wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Amtrak Guest Rewards PreferredRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Amtrak Guest Rewards Preferred
| Amtrak purchases | 4.0X |
| Dining & grocery | 2.0X |
| Everything else | 1.0X |