Amtrak Guest Rewards Preferred vs Southwest Priority
Amtrak Guest Rewards Preferred
$99/yr
6.0/10
VS
Southwest Priority
$229/yr
6.0/10
Quick Answer
Amtrak Guest Rewards Preferred charges $99/yr with 1X base rewards. Southwest Priority charges $229/yr with 1X base rewards. Amtrak Guest Rewards Preferred offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Amtrak Guest Rewards Preferred
Lower annual fee ($99 vs $229)
Rewards Earning
Southwest Priority
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Southwest Priority
$75 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amtrak Guest Rewards Preferred wins for most people
The $130 fee difference is hard to justify unless you maximize premium benefits.
Apply for Amtrak Guest Rewards PreferredPREMIUM PICK
Southwest Priority wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest PriorityRewards Earning: Detailed Comparison
Amtrak Guest Rewards Preferred
| Amtrak purchases | 4.0X |
| Dining & grocery | 2.0X |
| Everything else | 1.0X |
Southwest Priority
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |