AAA Travel Advantage vs Bilt
AAA Travel Advantage
$0/yr
7.0/10
VS
Bilt
$0/yr
7.5/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Bilt charges no annual fee with 1X base rewards. AAA Travel Advantage offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $0)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
Bilt
4 benefits vs 0
Flexibility
Bilt
Transferable points to airline/hotel partners
OUR PICK
AAA Travel Advantage edges ahead
Better rewards and benefits at the same fee level.
Apply for AAA Travel AdvantagePREMIUM PICK
Bilt is a strong alternative
Competitive features make it worth considering.
Apply for BiltRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Bilt
| Dining on Rent Day | 3.0X |
| Travel | 2.0X |
| Rent payments | 1.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
AAA Travel Advantage (0 benefits)
See full review for benefits details.
Bilt (4 benefits)
- Trip Cancellation and Interruption Insurance (up to $5,000)
- Purchase Assurance (up to $10,000)
- Extended Warranty
- Cell Phone Protection (up to $800)