Altitude Reserve vs Business Altitude Power
Altitude Reserve
$0/yr
7.0/10
VS
Business Altitude Power
$195/yr
6.0/10
Quick Answer
Altitude Reserve charges no annual fee with 1X base rewards. Business Altitude Power charges $195/yr with 1X base rewards. Altitude Reserve offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Altitude Reserve
Lower annual fee ($0 vs $195)
Rewards Earning
Altitude Reserve
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Business Altitude Power
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Altitude Reserve wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Altitude ReservePREMIUM PICK
Business Altitude Power wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Business Altitude PowerRewards Earning: Detailed Comparison
Altitude Reserve
| Mobile wallet purchases (Apple Pay, Google Pay) | 5.0X |
| Travel & mobile wallet at 3X | 3.0X |
| Everything else | 1.0X |
Business Altitude Power
| Everything | 2.0X |