Altitude Reserve vs Ink Business Premier
Altitude Reserve
$0/yr
7.0/10
VS
Ink Business Premier
$195/yr
6.0/10
Quick Answer
Altitude Reserve charges no annual fee with 1X base rewards. Ink Business Premier charges $195/yr with 1X base rewards. Altitude Reserve offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Altitude Reserve →
PointsPick may earn a commission. Disclosure
Apply for Ink Business Premier →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Altitude Reserve
Lower annual fee ($0 vs $195)
Rewards Earning
Altitude Reserve
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Ink Business Premier
$300 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Altitude Reserve wins for most people
The $195 fee difference is hard to justify unless you maximize premium benefits.
Apply for Altitude ReservePREMIUM PICK
Ink Business Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Ink Business PremierRewards Earning: Detailed Comparison
Altitude Reserve
| Mobile wallet purchases (Apple Pay, Google Pay) | 5.0X |
| Travel & mobile wallet at 3X | 3.0X |
| Everything else | 1.0X |
Ink Business Premier
| Everything | 2.0X |
| Purchases of $5,000+ | 2.5X |
| Travel (Chase Travel) | 5.0X |