Amtrak Guest Rewards Preferred vs Cathay Pacific

Amtrak Guest Rewards Preferred
$99/yr
6.0/10
VS

Cathay Pacific
$99/yr
6.0/10
Quick Answer
Amtrak Guest Rewards Preferred charges $99/yr with 1X base rewards. Cathay Pacific charges $99/yr with 1X base rewards. Amtrak Guest Rewards Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Amtrak Guest Rewards Preferred
Lower annual fee ($99 vs $99)
Rewards Earning
Amtrak Guest Rewards Preferred
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amtrak Guest Rewards Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Amtrak Guest Rewards PreferredPREMIUM PICK
Cathay Pacific is a strong alternative
Competitive features make it worth considering.
Apply for Cathay PacificRewards Earning: Detailed Comparison
Amtrak Guest Rewards Preferred
| Amtrak purchases | 4.0X |
| Dining & grocery | 2.0X |
| Everything else | 1.0X |
Cathay Pacific
| Cathay Pacific flights | 3.0X |
| Dining & hotel stays | 2.0X |
| Everything else | 1.0X |