Amtrak Guest Rewards Preferred vs Spark 2x Miles

Amtrak Guest Rewards Preferred
$99/yr
6.0/10
VS

Spark 2x Miles
$99/yr
6.0/10
Quick Answer
Amtrak Guest Rewards Preferred charges $99/yr with 1X base rewards. Spark 2x Miles charges $99/yr with 1X base rewards. Amtrak Guest Rewards Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Amtrak Guest Rewards Preferred →
PointsPick may earn a commission. Disclosure
Apply for Spark 2x Miles →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Amtrak Guest Rewards Preferred
Lower annual fee ($99 vs $99)
Rewards Earning
Amtrak Guest Rewards Preferred
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amtrak Guest Rewards Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Amtrak Guest Rewards PreferredPREMIUM PICK
Spark 2x Miles is a strong alternative
Competitive features make it worth considering.
Apply for Spark 2x MilesRewards Earning: Detailed Comparison
Amtrak Guest Rewards Preferred
| Amtrak purchases | 4.0X |
| Dining & grocery | 2.0X |
| Everything else | 1.0X |
Spark 2x Miles
| Everything | 2.0X |
| Hotels & rental cars (Capital One Travel) | 5.0X |