ANA Card USA Plus vs Avianca LifeMiles Elite
ANA Card USA Plus
$85/yr
6.5/10
VS
Avianca LifeMiles Elite
$250/yr
6.0/10
Quick Answer
ANA Card USA Plus charges $85/yr with 1X base rewards. Avianca LifeMiles Elite charges $250/yr with 1X base rewards. ANA Card USA Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
ANA Card USA Plus
Lower annual fee ($85 vs $250)
Rewards Earning
ANA Card USA Plus
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
ANA Card USA Plus wins for most people
The $165 fee difference is hard to justify unless you maximize premium benefits.
Apply for ANA Card USA PlusPREMIUM PICK
Avianca LifeMiles Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Avianca LifeMiles EliteRewards Earning: Detailed Comparison
ANA Card USA Plus
| ANA flights | 2.0X |
| Dining & hotel stays | 1.5X |
| Everything else | 1.0X |
Avianca LifeMiles Elite
| Avianca purchases | 4.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |