Plus: the best credit cards to use at Apple App Store for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Apple App Store uses MCC code 5817 (Digital Goods: Applications (Excludes Games)). The best credit card is the Blue Cash Preferred (Morgan Stanley), earning 6x rewards on this category.
Apple App Store transactions are processed under MCC 5817 (Digital Goods: Applications (Excludes Games), category: digital). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Blue Cash Preferred (Morgan Stanley) | 6x | $95/yr | American Express | Apply Now |
| Blue Cash Preferred | 6x | $95/yr | American Express | Apply Now |
| Autograph | 3x | No annual fee | Wells Fargo | Apply Now |
| Blue Cash Everyday | 3x | No annual fee | American Express | Apply Now |
| Savor | 3x | No annual fee | Capital One | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Apple App Store uses MCC code 5817, which is classified as "Digital Goods: Applications (Excludes Games)". This determines which credit card bonus categories apply to purchases at Apple App Store.
The best credit card at Apple App Store is the Blue Cash Preferred (Morgan Stanley), which earns 6x points/miles on purchases coded as MCC 5817 (Digital Goods: Applications (Excludes Games)).
Apple App Store uses MCC 5817 (Digital Goods: Applications (Excludes Games)). This means purchases at Apple App Store do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).